Surprisingly, insurance can be one of the last bits of business a home buyer will take care of before closing on a new home. Buyers tend to take care of mortgages, home inspections and termite inspections immediately after they get a contract to purchase. Not so much with insurance. It is not uncommon for buyers to wait until just a few days prior to closing to call about homeowners insurance. So, if the buyer hits a snag, the closing could be delayed. Since Beaufort is in a coastal region, insurance guidelines can be tougher or easier than in some other parts of the country.
For instance, the insurance company may want information on the condition of the roof and a/c unit, among other things, before writing the insurance. Time may be required to make…